Step 1: Find the current deed
Start by confirming how the property is titled today. Search the address to see the most recent deed type and buyer of record. The title tells you which route applies:
- Joint tenancy or tenancy by the entirety — the surviving owner usually takes the property automatically; a death certificate is typically recorded.
- Land trust or living trust — the trust agreement controls who succeeds. See land trusts.
- Transfer on death instrument (TODI) — the named beneficiary records a notice of death affidavit.
- In the deceased's name alone — usually requires probate.
Executor's & administrator's deed
When a home goes through probate in the Circuit Court of Cook County, the court appoints an executor or administrator. They sign an executor's or administrator's deed to transfer the property to an heir or buyer.
Transfer on death instrument (TODI)
Under the Illinois Residential Real Property Transfer on Death Instrument Act, an owner can record a TODI during life. After death, the beneficiary can accept the property without probate. See TODI.
Small estate affidavit
The Illinois small estate affidavit is for personal property (bank accounts, vehicles) below a value limit. It generally can't be used to transfer real estate.
Official resources
- Cook County Clerk — Recordings
- Clerk of the Circuit Court of Cook County (probate)
- Illinois Legal Aid Online
Need the current deed for an estate file? See how to get a copy.
